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1164 Cove Pointe Drive

Panama City, FL 32401
  • $2,349,000
  • STATUS: Active
  • ON SITE: 269 Days
  • MLS #: 978870
$2,349,000
  • 4
    BEDS
  • 0.57
    ACRES
  • 4
    BATHS
  • 0
    1/2 BATHS
  • 3,487
    SQFT
  • $674
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2023
County:
Bay
Area:

School Information

Elementary School:
Middle School:
High School:
Bay

Description

MOVE-IN READY | NO LEASE-BACK | WATERFRONT MODEL HOME WITH DESIGNER FURNISHINGS The showpiece model everyone remembers is now available for immediate occupancy—no lease-back required. Previously offered with an 18-month delay, this fully furnished Arthur Rutenberg home is ready for its first full-time owner. Positioned on 154 feet of deep-water bayou frontage, this custom-built residence blends timeless elegance with modern functionality in the waterfront community of Cove Pointe. With over 5,000 square feet under roof, the 4-bedroom plus den plus bonus room layout showcases soaring vaulted ceilings with exposed beams, disappearing glass walls, and curated designer finishes throughout. The heart of the home opens to a resort-style outdoor living space featuring a vanishing-edge pool, spa, lanai, cabana, and a fully equipped outdoor kitchen. Additional highlights include a gourmet kitchen with hidden pantry, smart home features, a 3-car garage, and a private Home Delivery Center for secure, contact-free package drop-off. Located in a tranquil bayou setting with direct access to Shell Island and the Gulf, and situated in a low-dues HOA community, this is a rare opportunity to own a turnkey luxury waterfront property without the wait. All information deemed reliable but not guaranteedif important, buyer to verify.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-03-13T00:00:31.777.
Vendor Member #28178.
www.thecoastalconnectionpropertysearch.com/homes/164945581
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1164 Cove Pointe Drive Panama City, FL 32401

  • Price: $2,349,000
  • Status: Active
  • On Site: 269 Days
  • MLS #: 978870
4
Beds
4
Baths
0
½ Baths
0.57
Acres
3,487
SQFT
$674
$/SQFT
2023
Built
Neighborhood:
Cove Pointe
County:
Bay
Area:
Bay County
Elementary School:
Cherry Street
Middle School:
Jinks
High School:
Bay
Property Description
MOVE-IN READY | NO LEASE-BACK | WATERFRONT MODEL HOME WITH DESIGNER FURNISHINGS The showpiece model everyone remembers is now available for immediate occupancy—no lease-back required. Previously offered with an 18-month delay, this fully furnished Arthur Rutenberg home is ready for its first full-time owner. Positioned on 154 feet of deep-water bayou frontage, this custom-built residence blends timeless elegance with modern functionality in the waterfront community of Cove Pointe. With over 5,000 square feet under roof, the 4-bedroom plus den plus bonus room layout showcases soaring vaulted ceilings with exposed beams, disappearing glass walls, and curated designer finishes throughout. The heart of the home opens to a resort-style outdoor living space featuring a vanishing-edge pool, spa, lanai, cabana, and a fully equipped outdoor kitchen. Additional highlights include a gourmet kitchen with hidden pantry, smart home features, a 3-car garage, and a private Home Delivery Center for secure, contact-free package drop-off. Located in a tranquil bayou setting with direct access to Shell Island and the Gulf, and situated in a low-dues HOA community, this is a rare opportunity to own a turnkey luxury waterfront property without the wait. All information deemed reliable but not guaranteedif important, buyer to verify.
Exterior Features

Architectural Style Contemporary Attached Garage YN Yes Carport YN No Construction Materials Siding CmntFbrHrdBrdStucco Exterior Features Hot TubSprinkler SystemSummer Kitchen Lot Features Aerials/Topo AvailblCovenantsIrregularRestrictions Lot Size Dimensions Irregular Parking Features Garage Pool YN Yes Road Frontage Type [] Road Surface Type Paved View Bayou Waterfront Features BayouShore - Natural

Interior Features

Appliances Auto Garage Door OpnDishwasherDisposalDryerMicrowaveRefrigeratorWasherWater Heater - GasWater Heater - Tnkls Cooling Ceiling FansCentral Air Cooling YN Yes First Floor Bedroom Yes Great Room YN Yes Heating Natural Gas Heating YN Yes Interior Features Ceiling BeamedCeiling VaultedKitchen Island Primary Bedroom First Floor Yes Rooms Total 6

Property Features

Association Fee Frequency Annually Association Fee Includes [] Association Fee2 776 Association YN Yes Buyer Financing ConventionalFHAVA Community Features [] Green Energy Efficient [] New Construction YN No Pool Type Private Property Condition Construction Complete Property Sub Type Detached Single Family Special Listing Conditions [] Tax Amount 16092.1 Tax Year 2024 Utilities Gas - NaturalPublic WaterTV CableUnderground Zoning Resid Single Family

Listing courtesy of Coldwell Banker Realty: 850-234-6696.


© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-03-13T00:00:31.777.
Vendor Member #28178.
 
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