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1491 W Highway 98

Mary Esther, FL 32569
  • $1,040,000
  • STATUS: Active
  • ON SITE: 32 Days
  • MLS #: 992670
$1,040,000
  • 4
    BEDS
  • 0.44
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,986
    SQFT
  • $348
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2008
County:

School Information

Elementary School:
Middle School:
High School:

Description

Exceptional waterfront opportunity with 115 feet of beach shoreline and beautiful water views throughout this thoughtfully updated property. A new dock featuring a spacious sundeck invites you to relax, fish, or entertain while taking in the scenery. This home also features a 1200 sqft 1-bed, 1-bath apartment over the garage, offering excellent income-producing potential. Inside, the kitchen features a cozy breakfast nook with a bay window perfectly positioned to capture the water view, and tile flooring runs throughout the home—no carpet. The home underwent a full remodel in 2005-2006, including sheetrock, insulation, electrical, windows, doors, and flooring. Major updates continue with a new roof and HVAC in 2021, and plumbing relocated to the walls and attic in 2021. Newer appliances include a very quiet dishwasher and a brand-new microwave. A concrete safe room adds exceptional storm protection and security. A spacious 400 sq ft office with a separate entrance offers flexibility for a home business, guest suite, or potential 5th bedroom, with its own closet, handicap-accessible design, and the ability to add a bathroom. Storage is abundant throughout both the main home and the apartment. The upstairs apartment, built in 2008, features a private entrance, its own water heater (2008), HVAC (2021), exterior-vented hood, washer and dryer, and independent security system. Step out onto the private balcony and enjoy sweeping views of the sound, making this space especially appealing for guests or tenants. A circular driveway offers ample parking, hurricane shutters and a security system added peace of mind. A workshop is also included. This versatile waterfront property offers stunning views, flexible living options, and strong investment potential all in one exceptional setting.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-02-14T00:00:30.52.
Vendor Member #28178.
www.thecoastalconnectionpropertysearch.com/homes/172033243
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1491 W Highway 98 Mary Esther, FL 32569

  • Price: $1,040,000
  • Status: Active
  • On Site: 32 Days
  • MLS #: 992670
4
Beds
3
Baths
0
½ Baths
0.44
Acres
2,986
SQFT
$348
$/SQFT
2008
Built
Neighborhood:
Metes & Bounds
County:
Okaloosa
Area:
Fort Walton Beach
Elementary School:
Florosa
Middle School:
Bruner
High School:
Fort Walton Beach
Property Description
Exceptional waterfront opportunity with 115 feet of beach shoreline and beautiful water views throughout this thoughtfully updated property. A new dock featuring a spacious sundeck invites you to relax, fish, or entertain while taking in the scenery. This home also features a 1200 sqft 1-bed, 1-bath apartment over the garage, offering excellent income-producing potential. Inside, the kitchen features a cozy breakfast nook with a bay window perfectly positioned to capture the water view, and tile flooring runs throughout the home—no carpet. The home underwent a full remodel in 2005-2006, including sheetrock, insulation, electrical, windows, doors, and flooring. Major updates continue with a new roof and HVAC in 2021, and plumbing relocated to the walls and attic in 2021. Newer appliances include a very quiet dishwasher and a brand-new microwave. A concrete safe room adds exceptional storm protection and security. A spacious 400 sq ft office with a separate entrance offers flexibility for a home business, guest suite, or potential 5th bedroom, with its own closet, handicap-accessible design, and the ability to add a bathroom. Storage is abundant throughout both the main home and the apartment. The upstairs apartment, built in 2008, features a private entrance, its own water heater (2008), HVAC (2021), exterior-vented hood, washer and dryer, and independent security system. Step out onto the private balcony and enjoy sweeping views of the sound, making this space especially appealing for guests or tenants. A circular driveway offers ample parking, hurricane shutters and a security system added peace of mind. A workshop is also included. This versatile waterfront property offers stunning views, flexible living options, and strong investment potential all in one exceptional setting.
Exterior Features

Architectural Style Traditional Attached Garage YN Yes Carport YN No Construction Materials ConcreteSiding CmntFbrHrdBrdSiding VinylTrim Aluminum Exterior Features DockHurricane ShuttersLawn PumpSprinkler System Lot Features Bulkhead/SeawallFlood Insurance Req Lot Size Dimensions 114.7 x 192.76 x 123 x 149.55 Parking Features Oversized Pool YN No Road Frontage Type County RoadState Road Road Surface Type Paved View Sound Waterfront Features Intracoastal WtrwySound

Interior Features

Appliances DishwasherMicrowaveRange HoodRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeWater Heater - Elect Cooling Ceiling Fans Cooling YN Yes First Floor Bedroom Yes Heating [] Interior Features Ceiling VaultedFireplaceGuest QuartersLighting RecessedPantrySplit BedroomWasher/Dryer Hookup Office YN Yes Primary Bedroom First Floor Yes Rooms Total 11

Property Features

Association Fee Includes [] Buyer Financing ConventionalFHA Community Features [] Green Energy Efficient [] New Construction YN No Pool Type None Property Condition Construction Complete Property Sub Type Detached Single Family Special Listing Conditions [] Tax Amount 3920.02 Tax Year 2025 Utilities Public Water Zoning Resid Single Family

Listing courtesy of ERA American Real Estate: 850-651-2454.


© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-02-14T00:00:30.52.
Vendor Member #28178.
 
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