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171 Ryder Lane

Panama City, FL 32404
  • $395,000
  • STATUS: Active
  • ON SITE: 155 Days
  • MLS #: 983693
UPDATED: 56 min ago
$395,000
  • 5
    BEDS
  • 0.2
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,552
    SQFT
  • $155
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2022
County:
Bay
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Assumable VA Loan available with a 4.25% interest rate and an approximate balance of $350,000. Better than new and full of charm! This Sawyer plan by DR Horton is tucked inside the welcoming, poolside community of Bridge Harbor. The current owners have added thoughtful upgrades you'll love—stylish lighting, ceiling fans, hardware, a whole-home air purifying system, and a fully fenced backyard ready for kids, pets, or backyard barbecues. Step inside to a spacious open layout with a split bedroom floor plan, giving everyone the privacy they need. The all-vinyl flooring keeps life simple with easy cleaning and a modern, fresh look that can match any style. The kitchen is the heart of the home, featuring stainless steel appliances, granite counters with plenty of prep space, a pantry, an eat-in nook, and even a formal dining area for when you feel like hosting. The oversized lot gives you room to stretch out and enjoy the outdoors, while Bridge Harbor offers even more with a neighborhood pool, gazebo, and convenient beach access on Carriage Road. And here's the real bonus: an assumable VA loan with an approximate balance of $350,000 at 4.25%.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-01-25T00:00:20.85.
Vendor Member #28178.
www.thecoastalconnectionpropertysearch.com/homes/167239283
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171 Ryder Lane Panama City, FL 32404

  • Price: $395,000
  • Status: Active
  • On Site: 155 Days
  • Updated: 56 min ago
  • MLS #: 983693
5
Beds
3
Baths
0
½ Baths
0.2
Acres
2,552
SQFT
$155
$/SQFT
2022
Built
Neighborhood:
Bridge Harbor
County:
Bay
Area:
Bay County
Elementary School:
Parker
Middle School:
Rutherford ( Middle )
High School:
Rutherford
Property Description
Assumable VA Loan available with a 4.25% interest rate and an approximate balance of $350,000. Better than new and full of charm! This Sawyer plan by DR Horton is tucked inside the welcoming, poolside community of Bridge Harbor. The current owners have added thoughtful upgrades you'll love—stylish lighting, ceiling fans, hardware, a whole-home air purifying system, and a fully fenced backyard ready for kids, pets, or backyard barbecues. Step inside to a spacious open layout with a split bedroom floor plan, giving everyone the privacy they need. The all-vinyl flooring keeps life simple with easy cleaning and a modern, fresh look that can match any style. The kitchen is the heart of the home, featuring stainless steel appliances, granite counters with plenty of prep space, a pantry, an eat-in nook, and even a formal dining area for when you feel like hosting. The oversized lot gives you room to stretch out and enjoy the outdoors, while Bridge Harbor offers even more with a neighborhood pool, gazebo, and convenient beach access on Carriage Road. And here's the real bonus: an assumable VA loan with an approximate balance of $350,000 at 4.25%.
Exterior Features

Architectural Style Craftsman Style Attached Garage YN Yes Carport YN No Construction Materials Siding CmntFbrHrdBrdTrim Vinyl Exterior Features Fenced Back Yard Lot Features ClearedInteriorIrregularLevel Lot Size Dimensions 150 x 49 x 76 Parking Features Garage Pool YN Yes Road Frontage Type [] Road Surface Type Paved View [] Waterfront Features []

Interior Features

Appliances Auto Garage Door OpnMicrowaveRefrigeratorStove/Oven ElectricWater Heater - Elect Cooling Ceiling FansCentral Air Cooling YN Yes First Floor Bedroom Yes Heating Central Heating YN Yes Interior Features Breakfast BarCeiling RaisedKitchen IslandPantryWasher/Dryer Hookup Primary Bedroom First Floor Yes Rooms Total 8

Property Features

Association Fee Frequency Quarterly Association Fee Includes Master AssociationRecreational Faclty Association Fee2 265 Association YN Yes Buyer Financing ConventionalFHAVA Community Features Pavillion/GazeboPool Green Energy Efficient [] New Construction YN No Pool Type Community Property Condition Construction Complete Property Sub Type Detached Single Family Special Listing Conditions [] Tax Amount 4540.81 Tax Year 2024 Utilities ElectricPublic Water Zoning Resid Single Family

Listing courtesy of Realty ONE Group Emerald Coast: 850-842-3211.


© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-01-25T00:00:20.85.
Vendor Member #28178.
 
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