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21408 Palm Avenue

Panama City Beach, FL 32413
  • $649,000
  • STATUS: Active
  • ON SITE: 28 Days
  • MLS #: 994911
UPDATED: 57 min ago
$649,000
  • 3
    BEDS
  • 0.13
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,824
    SQFT
  • $356
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2018
County:
Bay
Area:

School Information

Elementary School:
Middle School:
High School:
Bay

Description

Prime Turnkey Coastal Gem in Panama City Beach - Ideal for Beach Living or Short-Term Rental Income. Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home. Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home. Step inside to an inviting open-concept floor plan highlighted by vaulted ceilings, abundant natural light, and thoughtfully designed living spaces. The spacious living room flows seamlessly into a formal dining area and a versatile bonus flex space, ideal for a home office, media room, or additional guest accommodations. The well-appointed kitchen serves as the heart of the home, featuring quartz countertops, stainless LG appliances, ample cabinetry, and a layout designed for both entertaining and everyday living. French doors from both the living area and the private primary suite open to a tranquil outdoor patio, perfect for morning coffee, evening breezes, or relaxed gatherings after a day at the beach. Turnkey, stylish, and ideally located in desirable West Panama City Beach, this property delivers the rare combination of modern construction, rental flexibility, and low-maintenance coastal living, a true standout in today's market.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-03-11T20:00:35.59.
Vendor Member #28178.
www.thecoastalconnectionpropertysearch.com/homes/172918914
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21408 Palm Avenue Panama City Beach, FL 32413

  • Price: $649,000
  • Status: Active
  • On Site: 28 Days
  • Updated: 57 min ago
  • MLS #: 994911
3
Beds
2
Baths
0
½ Baths
0.13
Acres
1,824
SQFT
$356
$/SQFT
2018
Built
Neighborhood:
Riviera Beach
County:
Bay
Area:
Bay County
Elementary School:
West Bay
Middle School:
Surfside
High School:
Bay
Property Description
Prime Turnkey Coastal Gem in Panama City Beach - Ideal for Beach Living or Short-Term Rental Income. Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home. Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home. Step inside to an inviting open-concept floor plan highlighted by vaulted ceilings, abundant natural light, and thoughtfully designed living spaces. The spacious living room flows seamlessly into a formal dining area and a versatile bonus flex space, ideal for a home office, media room, or additional guest accommodations. The well-appointed kitchen serves as the heart of the home, featuring quartz countertops, stainless LG appliances, ample cabinetry, and a layout designed for both entertaining and everyday living. French doors from both the living area and the private primary suite open to a tranquil outdoor patio, perfect for morning coffee, evening breezes, or relaxed gatherings after a day at the beach. Turnkey, stylish, and ideally located in desirable West Panama City Beach, this property delivers the rare combination of modern construction, rental flexibility, and low-maintenance coastal living, a true standout in today's market.
Exterior Features

Architectural Style Beach House Attached Garage YN Yes Carport YN No Construction Materials Siding CmntFbrHrdBrd Exterior Features Fenced Back Yard Lot Features Within 1/2 Mile to Water Lot Size Dimensions 50x110 Parking Features [] Pool YN No Road Frontage Type County Road Road Surface Type Paved View [] Waterfront Features []

Interior Features

Appliances DishwasherMicrowaveRefrigeratorSmoke DetectorStove/Oven ElectricWater Heater - Elect Cooling Ceiling FansCentral Air Cooling YN Yes First Floor Bedroom Yes Heating Central Heating YN Yes Interior Features Ceiling CathedralCeiling VaultedPantryWasher/Dryer Hookup Rooms Total 6

Property Features

Association Fee Includes [] Buyer Financing ConventionalFHAVA Community Features Short Term Rental - Allowed Green Energy Efficient [] New Construction YN No Pool Type None Property Condition Construction Complete Property Sub Type Detached Single Family Short Term Rental Allowed Yes Special Listing Conditions [] Tax Amount 7757.79 Tax Year 2025 Utilities ElectricPhonePublic WaterTV Cable Zoning Resid Single Family

Listing courtesy of Keller Williams Realty SRB: 850-654-2900.


© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-03-11T20:00:35.59.
Vendor Member #28178.
 
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