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3909 Ray Street

Panama City Beach, FL 32408
  • $575,000
  • STATUS: Active
  • ON SITE: 1 Day
  • MLS #: 782259
New On Site 1 Day Ago
UPDATED: 47 min ago
$575,000
  • 3
    BEDS
  • 0.18
    ACRES
  • 4
    BATHS
  • 0
    1/2 BATHS
  • 2,112
    SQFT
  • $272
    $/SQFT
Neighborhood:
Type:
Multi-Family
Built:
1983
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Imagine your own fully furnished coastal retreattwo homes, one unbeatable opportunityset less than a 1/2 mile from the shimmering sands of Panama City Beach. Nestled in the sought-after South Lagoon area, this turnkey property features a 2-bedroom, 3-bathroom main home with an additional bonus bunk room, perfect for hosting guests or maximizing short-term rental income ($84k RENTAL PROJECTIONS). Inside, a modern kitchen stuns with quartz countertops, stainless steel appliances, and a seamless open floor plan designed for easy living. Enjoy coffee on the upstairs balcony, soak under the stars in your private hot tub, or kick back in the breezy front patio area. But the standout feature? A fully equipped 1-bedroom, 1-bathroom guest house tucked away in the backcomplete with its own driveway, kitchen, and separate entrance. Whether you're a house hacker, investor, or just someone who loves your friends and familybut not enough to let them stay in your housethis setup absolutely delivers. Ready to turn your investment goals into beachside reality? Schedule your private tour today.

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© 2025 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Data last updated: 2025-12-04T21:03:57.153.
www.thecoastalconnectionpropertysearch.com/homes/171062951
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3909 Ray Street Panama City Beach, FL 32408

  • Price: $575,000
  • Status: Active
  • On Site: 1 Day
  • Updated: 47 min ago
  • MLS #: 782259
3
Beds
4
Baths
0
½ Baths
0.18
Acres
2,112
SQFT
$272
$/SQFT
1983
Built
Neighborhood:
Holiday Beach Unit 7
County:
Bay
Area:
Bay County-Beach
Elementary School:
Patronis
Middle School:
Surfside
High School:
Arnold
Property Description
Imagine your own fully furnished coastal retreattwo homes, one unbeatable opportunityset less than a 1/2 mile from the shimmering sands of Panama City Beach. Nestled in the sought-after South Lagoon area, this turnkey property features a 2-bedroom, 3-bathroom main home with an additional bonus bunk room, perfect for hosting guests or maximizing short-term rental income ($84k RENTAL PROJECTIONS). Inside, a modern kitchen stuns with quartz countertops, stainless steel appliances, and a seamless open floor plan designed for easy living. Enjoy coffee on the upstairs balcony, soak under the stars in your private hot tub, or kick back in the breezy front patio area. But the standout feature? A fully equipped 1-bedroom, 1-bathroom guest house tucked away in the backcomplete with its own driveway, kitchen, and separate entrance. Whether you're a house hacker, investor, or just someone who loves your friends and familybut not enough to let them stay in your housethis setup absolutely delivers. Ready to turn your investment goals into beachside reality? Schedule your private tour today.
Exterior Features

Exterior Features Covered Patio Fencing Fenced Garage YN No Other Structures Guest House Patio And Porch Features Balcony Deck Covered Patio View Lagoon View YN Yes

Interior Features

Appliances Electric Cooktop Electric Oven Cooling Central Air Cooling YN Yes Flooring Luxury Vinyl Plank Heating Central Heating YN Yes Interior Features Interior Steps Rooms Full Bath (Second Level) Primary Bathroom (Second Level) Bonus Room (Second Level) Primary Bedroom (Second Level) Bedroom (Second Level) Full Bath (First Level) Laundry (First Level) Living Room (First Level) Kitchen (First Level) Dining Room (First Level) Units Furnished All Units

Property Features

Association YN No Community Features Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 50 x 155 New Construction YN No Occupant Type Tenant Property Sub Type Multi Family Property Sub Type Additional Multi Family Special Listing Conditions Listed As- Is Tax Annual Amount 4473 Tax Year 2024 Waterfront YN Yes

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of REMAX By The Sea: 850-424-3674. Listing information © 2025 Central Panhandle Association of Realtors MLS.


© 2025 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Data last updated: 2025-12-04T21:03:57.153.
 
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