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403 Highway 2297

Panama City, FL 32404
  • $699,000
  • STATUS: Active
  • ON SITE: 26 Days
  • MLS #: 994924
UPDATED: 99 min ago
$699,000
  • 3
    BEDS
  • 5.17
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,701
    SQFT
  • $411
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1976
County:
Bay
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Rare opportunity to own a beautifully updated 3-bedroom, 2-bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibility—bring the boat, RV, four-wheeler, or horse—with room to live, work, and play in a peaceful waterfront setting. Built in 1976 and thoughtfully renovated, the 1,855 sq ft home blends classic character with modern upgrades. Interior features include fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The primary bathroom has been fully remodeled, and the kitchen is equipped with an induction cooktop, double ovens with convection and air-fryer modes, and stainless steel appliances—all less than three years old. Significant improvements include popcorn ceiling removal, 2024 HVAC, Honeywell programmable thermostat, Pristine Air UV filtration system, water softener, generator outlet, 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior. Outdoor amenities include a solar-powered gated entrance, 12'x32' shed, motorized screened back porch, raised metal garden beds, citrus trees, private pond, and mature moss-draped oak trees. Nearly $30,000 in dock upgrades include an expanded dock and 7,000-lb boat lift, providing direct access to the Gulf. Property sits on tidal waters with Gulf access through Cook's Bayou. Bridge vertical clearance is approximately 9'6", suitable for smaller boats. John Deere tractor and attachments convey with sale. Ideal for a private waterfront homestead, recreational retreat, or future expansionthis unique property offers space, privacy, and true Florida waterfront living.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-03-09T00:00:29.153.
Vendor Member #28178.
www.thecoastalconnectionpropertysearch.com/homes/172921847
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403 Highway 2297 Panama City, FL 32404

  • Price: $699,000
  • Status: Active
  • On Site: 26 Days
  • Updated: 99 min ago
  • MLS #: 994924
3
Beds
2
Baths
0
½ Baths
5.17
Acres
1,701
SQFT
$411
$/SQFT
1976
Built
Neighborhood:
No Named Subdivision
County:
Bay
Area:
Bay County
Elementary School:
Callaway
Middle School:
Rutherford ( Middle )
High School:
Rutherford
Property Description
Rare opportunity to own a beautifully updated 3-bedroom, 2-bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibility—bring the boat, RV, four-wheeler, or horse—with room to live, work, and play in a peaceful waterfront setting. Built in 1976 and thoughtfully renovated, the 1,855 sq ft home blends classic character with modern upgrades. Interior features include fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The primary bathroom has been fully remodeled, and the kitchen is equipped with an induction cooktop, double ovens with convection and air-fryer modes, and stainless steel appliances—all less than three years old. Significant improvements include popcorn ceiling removal, 2024 HVAC, Honeywell programmable thermostat, Pristine Air UV filtration system, water softener, generator outlet, 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior. Outdoor amenities include a solar-powered gated entrance, 12'x32' shed, motorized screened back porch, raised metal garden beds, citrus trees, private pond, and mature moss-draped oak trees. Nearly $30,000 in dock upgrades include an expanded dock and 7,000-lb boat lift, providing direct access to the Gulf. Property sits on tidal waters with Gulf access through Cook's Bayou. Bridge vertical clearance is approximately 9'6", suitable for smaller boats. John Deere tractor and attachments convey with sale. Ideal for a private waterfront homestead, recreational retreat, or future expansionthis unique property offers space, privacy, and true Florida waterfront living.
Exterior Features

Architectural Style Ranch Attached Garage YN Yes Carport YN No Construction Materials Brick Exterior Features Boat SlipBoatliftDockYard Building Lot Features Within 1/2 Mile to WaterWooded Lot Size Dimensions IRR Parking Features BoatGuestRV Pool YN No Road Frontage Type Private Road Road Surface Type [] View BayouBay Waterfront Features BayBayouHarbor

Interior Features

Appliances DishwasherRefrigeratorStove/Oven Electric Cooling Ceiling FansCentral Air Cooling YN Yes First Floor Bedroom Yes Heating Central Heating YN Yes Interior Features Ceiling BeamedCeiling RaisedFireplaceLighting RecessedNewly PaintedPantryWasher/Dryer Hookup Rooms Total 5

Property Features

Association Fee Includes [] Buyer Financing ConventionalVA Community Features [] Green Energy Efficient [] New Construction YN No Pool Type None Property Condition Construction Complete Property Sub Type Detached Single Family Special Listing Conditions [] Tax Amount 3858.35 Tax Year 2025 Utilities Electric Zoning Resid Single Family

Listing courtesy of Legacy Premier Agency LLC: .


© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Vendor Member number: 28178. Data last updated: 2026-03-09T00:00:29.153.
Vendor Member #28178.
 
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