4902 Kensington Lane

Description

*This is THE BEST VA LOAN ASSUMPTION opportunity on the market available for VA buyers only!* If you're a VA buyer who's wanting to assume the seller's 5.875% rate on their loan balance of $335,000, your mortgage will be around $2,333 per month and your closing costs will only be around $10,000 which the sellers are willing to help with!!! Why rent when you can OWN this beautiful & vacant 2023 built home that's nestled in the desirable subdivision of PARTRIDGE HILLS of SOUTH CRESTVIEW where the HOA fee is only $164/yr! This subdivision features underground utilities, street lights, & has only 1 entrance/exit! The ''Peach'' floor plan, by a LOCAL well-known BUILDER, offers the perfect blend of modern convenience with timeless charm! Its inviting atmosphere & well designed layout make it thoughtfully designed open & split floor plan, 2-car garage, 4 BR, 2 BA, 1,849 sq ft, Carrara Quartz countertops and white shaker style cabinets in the kitchen and both bathrooms, LVP flooring throughout with carpet in only 1 of the 3 guest bedrooms, "Snowbound" paint color throughout, a huge kitchen island, stainless steel appliances, and a blue/white glass refrigerator that's less than a year old! The Master bathroom features a double vanity, a separate shower, a separate garden tub, and a large walk-in closet. Relax on the covered back porch and enjoy the peacefulness and privacy of no one living behind your home! Don't miss your chance to call this beautiful house your next home sweet SOUTH Crestview home! Let's set up your private tour today! *Washer and dryer convey!* *** If you are a VA buyer, the sellers have a VA assumable loan with a 5.875% rate. Loan info: * New American Funding is the loan holder. * Loan balance is $335,315 as of 12/26/25). * Loan Interest is $1,657.24 per month * Loan Principal is $391.18 per month. * Yearly Property taxes are $2,356.61 for 2025 (around $196.38/month) * Home insurance quoted is only $885.12 per year ($73.76/month) from Affordable Home Insurance! * HOA fee is only $164 per year. ($13.67/month) * Total combined monthly payment will be around $2,332.23per month!!! *** VA funding fee for loan assumptions is only 0.5% of the purchase price and is part of a buyer's closing costs instead of being rolled into the loan! ***New American Funding's loan assumption department can close in 30-60 days!! ****This home is conveniently close to bases, beaches, schools, shopping, & grocery stores: * 7 miles to Duke Field AFB * 6 miles to 7th Special Forces Group - Army * 21 miles to Eglin AFB * 31 miles to Hurlburt AFB * 20 miles to Naval School Explosive Ordnance Disposal * 31 miles to Coast Guard Station Destin * 3 miles to Walmart * 3.4 miles to Lowe's * 3.8 miles to Publix * 5.9 miles to Antioch Elementary School * 5.4 miles to Shoal River Middle School * 7.6 miles to Crestview High School * 18 miles to Destin-Fort Walton Beach Airport * 30 miles to Destin Commons * 32 miles to the public beach access at The Crab Trap in Destin * 27 miles to the public beach access at The Boardwalk on Okaloosa Island in Fort Walton Beach