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8654 Coral Reef Way

Panama City Beach, FL 32413
  • $439,900
  • STATUS: Active
  • ON SITE: 201 Days
  • MLS #: 775933
$439,900
  • 2
    BEDS
  • N/A
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,315
    SQFT
  • $335
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2023
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Cocktails by the Paradise Pool, live music echoing from the pavilion, and a fully upgraded cottage where every detail invites you to exhale - welcome to 8654 Coral Reef Way, where Latitude living begins the moment you arrive. Skip the wait to build and step directly into the Camellia floor plan, thoughtfully curated as part of the Conch Cottage Collection in Latitude Margaritaville Watersound. Enhanced by nearly $55,000 in carefully crafted upgrades, this home is a seamless blend of style, function, and the easy, breezy rhythm of coastal resort living. Inside, the mood is unmistakably relaxed. Coastal-inspired tones pair effortlessly with luxury vinyl plank flooring, setting the stage for sunny mornings, impromptu happy hours, and everything in between. The open-concept layout flows naturally from room to room, with the heart of the home - the gourmet kitchen - anchored by 42-inch upgraded cabinetry, a custom extended quartz island, and Whirlpool stainless appliances ready to support everything from quiet breakfasts to cocktails with friends. When the day winds down, retreat to the primary suite, where peaceful design and practical luxury meet. You will find a frameless glass walk-in shower, dual vanities, and elevated finishes that make even your morning routine feel indulgent. A second bedroom offers flexibility, perfect for guests, hobbies, or a home office that does not feel like an afterthought. The upgrades extend beyond what meets the eye. An epoxy-coated garage, upgraded door hardware, lighting, and thoughtful tech touches bring convenience and refinement to everyday living. For ultimate peace of mind, this home includes impact-rated windows and doors, Low-E glass, a Rinnai tankless water heater, and Carrier HVAC. It is all situated in an X Flood Zone with no CDD fees. Step outside to the screened-in porch, where salty breezes and morning light invite you to slow down and savor the moment. Whether you are entertaining or unwinding, this space becomes an effortless extension of your lifestyle. Beyond your doorstep, Latitude Margaritaville Watersound delivers the vibrant resort lifestyle it is famous for. Spend your days lounging in a cabana by the Paradise Pool, catching a live concert at the music pavilion, taking a class at the Fins Up! Fitness Center, or dining with friends just steps from home. With a dog park and pet spa, pickleball courts, walking trails, and a full calendar of clubs and events, every day offers something to look forward to. And with landscaping and exterior maintenance included in your HOA, you will spend less time on chores and more time living. 8654 Coral Reef Way is not just a move-in ready Camellia. It is your front-row seat to the lifestyle you have worked for, dreamed of, and finally found. Come see what it means to truly live in Latitude.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Data last updated: 2026-01-25T07:04:09.683.
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8654 Coral Reef Way Panama City Beach, FL 32413

  • Price: $439,900
  • Status: Active
  • On Site: 201 Days
  • MLS #: 775933
2
Beds
2
Baths
0
½ Baths
N/A
Acres
1,315
SQFT
$335
$/SQFT
2023
Built
Neighborhood:
Latitude At Watersound
County:
Bay
Area:
Bay County-North
Elementary School:
West Bay
Middle School:
Surfside
High School:
Arnold
Property Description
Cocktails by the Paradise Pool, live music echoing from the pavilion, and a fully upgraded cottage where every detail invites you to exhale - welcome to 8654 Coral Reef Way, where Latitude living begins the moment you arrive. Skip the wait to build and step directly into the Camellia floor plan, thoughtfully curated as part of the Conch Cottage Collection in Latitude Margaritaville Watersound. Enhanced by nearly $55,000 in carefully crafted upgrades, this home is a seamless blend of style, function, and the easy, breezy rhythm of coastal resort living. Inside, the mood is unmistakably relaxed. Coastal-inspired tones pair effortlessly with luxury vinyl plank flooring, setting the stage for sunny mornings, impromptu happy hours, and everything in between. The open-concept layout flows naturally from room to room, with the heart of the home - the gourmet kitchen - anchored by 42-inch upgraded cabinetry, a custom extended quartz island, and Whirlpool stainless appliances ready to support everything from quiet breakfasts to cocktails with friends. When the day winds down, retreat to the primary suite, where peaceful design and practical luxury meet. You will find a frameless glass walk-in shower, dual vanities, and elevated finishes that make even your morning routine feel indulgent. A second bedroom offers flexibility, perfect for guests, hobbies, or a home office that does not feel like an afterthought. The upgrades extend beyond what meets the eye. An epoxy-coated garage, upgraded door hardware, lighting, and thoughtful tech touches bring convenience and refinement to everyday living. For ultimate peace of mind, this home includes impact-rated windows and doors, Low-E glass, a Rinnai tankless water heater, and Carrier HVAC. It is all situated in an X Flood Zone with no CDD fees. Step outside to the screened-in porch, where salty breezes and morning light invite you to slow down and savor the moment. Whether you are entertaining or unwinding, this space becomes an effortless extension of your lifestyle. Beyond your doorstep, Latitude Margaritaville Watersound delivers the vibrant resort lifestyle it is famous for. Spend your days lounging in a cabana by the Paradise Pool, catching a live concert at the music pavilion, taking a class at the Fins Up! Fitness Center, or dining with friends just steps from home. With a dog park and pet spa, pickleball courts, walking trails, and a full calendar of clubs and events, every day offers something to look forward to. And with landscaping and exterior maintenance included in your HOA, you will spend less time on chores and more time living. 8654 Coral Reef Way is not just a move-in ready Camellia. It is your front-row seat to the lifestyle you have worked for, dreamed of, and finally found. Come see what it means to truly live in Latitude.
Exterior Features

Architectural Style Florida Attached Garage YN No Construction Materials Hardi Plank Type Wood Frame Exterior Features Porch Garage YN Yes Levels One Lot Features Paved Patio And Porch Features Covered Porch Screened Pool Features Community Spa Features Community Stories 1

Interior Features

Appliances ENERGY STAR Qualified Appliances Gas Oven Gas Range Gas Water Heater Ice Maker Tankless Water Heater Cooling Central Air Ceiling Fan(s) ENERGY STAR Qualified Equipment Heat Pump Cooling YN Yes Door Features Storm Door(s) Flooring Luxury Vinyl Plank Green Energy Efficient Appliances Heating Central Electric ENERGY STAR Qualified Equipment Forced Air Heating YN Yes Interior Features Smart Thermostat Parking Features Additional Parking Garage Garage Door Opener Paved Gated Rooms Garage (First Level) Dining Room (First Level) Living Room (First Level) Bedroom (First Level) Primary Bedroom (First Level) Units Furnished None Window Features Storm Window(s)

Property Features

Association Amenities Business Center Spa / Hot Tub Association YN Yes Community Features Business Center Fitness Center Pool Shopping Waterfront Gated Short Term Rental Allowed Land Lease YN No Listing Service Full Service Lot Size Dimensions 42x100 New Construction YN No Occupant Type Occupied Property Sub Type Attached Property Sub Type Additional Attached Security Features Carbon Monoxide Detector(s) Firewall(s) Gated Community Security Gate Smoke Detector(s) Senior Community YN Yes Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 3064 Tax Year 2024 Utilities Electricity Available High Speed Internet Available Underground Utilities Zoning Description Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Live 30A Real Estate LLC: 850-687-5300. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Coastal Connection at eXp Realty. Data last updated: 2026-01-25T07:04:09.683.
 
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